On 1 January 2024, PME increased pensions by 3.26 percent. This means the pension amount you receive when you retire will be higher. The increase is possible because the government has relaxed the rules. With this relaxation, the government is already anticipating the new rules for pensions. PME is expected to switch to these new rules in 2026. Would you like to know more? Then go to pmepensioen.nl/en/increase. Or watch the webinar (with English subtitles) we have made about this topic.
Our funding ratio decreased in the fourth quarter of 2023. The reason is that we increased pensions. In addition, the interest rate went down. The funding ratio indicates whether we have enough funds to pay all pensions. Now and in the future.
Are you about to retire? And are you thinking about having part of your pension paid as a lump sum when you take retirement? Then it is good to know that this new option has been postponed again. The legislation has not yet been finalized. You will probably be able to make use of this option from January 1, 2025 at the earliest. We will keep you informed via our website.
It is probably the most popular pension question we get at the start of every year: what is factor A and where can I find it? Factor A shows your pension accrual in one calendar year. Do you have an annuity or do you participate in bank savings for your pension? Then you need your factor A for your tax return. For your tax return for 2023, you use the factor A for 2022. You can find it on your Uniform Pension Statement (UPS) for 2023. Looking for your UPS for 2023? Go to our website, log in and go to Documents.
Are you taking care of someone near and dear to you without getting paid for it? Such as a partner with a chronic illness, elderly parents, a disabled child or a friend or neighbour who needs help? Then you are what is called an informal caregiver. Currently, a survey is conducted into informal care in our sector. Your participation is greatly appreciated, even if you are not an informal caregiver right now. It provides a better understanding of how people perceive the work/care balance. The survey (in Dutch) is organised by the ROM, the consultative body of employers and employees in our sector.
Every day, we are committed to working for everyone with a pension at PME. But it is possible that you are not satisfied with something. For instance with our service or a decision we have made. You can read how to submit a complaint on our website. Since 1 January there is an additional option: the new Geschilleninstantie Pensioenfondsen has been set up especially for any problems you and your pension fund are unable to settle. Would you like to know more? Go to our website for more information.