Our funding ratio increased in the second quarter of 2024. The funding ratio indicates whether we have enough cash to pay every pension, now and in the future.
We will have more to tell you about the new pension scheme after summer. You can choose how you want to receive our mail: on paper or digitally. Have you not yet made a choice? Or do you want to change it? You can easily arrange this via the website. Visit pmepensioen.nl/en/preference, log in and make your choice in the Preferences section. Tip: check your personal details to see if we have your private email. That way, we can always reach you, even if you leave your place of work.
Each year, you receive a Uniform Pension Statement (UPS) from us. This presents the status of your pension. It also indicates what your partner will receive from us if you die. You may have already had the statement. If not, you will receive it no later than 1 October. Want to know more? Visit pmepensioen.nl/en/video-ups. Among other things, you will find a handy video there with employee consultant Arjan. He explains what amounts are important and what they mean.
We invest for a good pension in a liveable world. That means we don't invest in oil and gas but in clean energy, for example. We regularly review our goals. You can read the result in the second version of our climate plan. One new element is that we have included ambitions for our investments in government bonds, mortgages and forestry.
During spring, we conducted a customer satisfaction survey. This resulted in a great average score of 7.4, thanks mainly to our pension scheme, communication and digital services. One of the areas for improvement is communication about our investments. You can read more on the website.
What did the investments yield in 2023? What about the costs? And are we on track to achieve our ambitious climate goals? The answer to these and many more questions can be found in our annual report on the website.
Did you know that you have a lot of choices to make for your pension? For example, you decide when you want your pension to start. This is possible from the age of 55. And you can choose a higher amount initially and then a lower amount from, say, your state pension date. It’s all up to you! Think carefully because you will not be able to reverse your choices later on. To help you on your way, we have listed all the options on the website. You will also find the details of our employee consultants there. They will be happy to shed some light on what will suit you best.
Questions about your pension? We are happy to help you. You can reach us on business days between 8am and 5pm. Call +31 (0)88 194 70 01, chat with us or send an email to deelnemer@pmepensioen.nl.